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We provide a free service; however, we may be paid for sharing your information and advertising loan-related and non-loan services and products. | Privacy Policy

MintedLoan.com is not a lender, loan broker, or financial advisor. We connect consumers with lenders or marketing partners, and we do not make credit decisions.

Effective Date: 1/7/2025

Digital Consulting Group, LLC (“Company,” “we,” “us,” or “our”) respects the privacy of every individual who visits our websites and uses our services. This Privacy Policy explains how we collect, use, share, and safeguard your information when you visit our websites, including but not limited to our short-term loan and personal loan lead generation platforms (“Website”). Please read this Privacy Policy carefully. By using our Website, you agree to the terms of this Privacy Policy.

If you do not agree with the terms of this Privacy Policy, please do not use our Website or submit any personal information to us.

1. Information We Collect

When you use our Website, we may collect both personally identifiable information (“PII”) and non-personally identifiable information (“Non-PII”) from you, including but not limited to:

  • Personal Information You Provide:
    • Name, address, email address, telephone number, date of birth, Social Security Number, banking information, employment details, and other loan application details.
    • Any information provided in connection with submitting a loan request form.
  • Automatically Collected Information:
    • IP address, browser type, device information, access times, pages viewed, referral URLs, and geolocation data.
    • Cookies, web beacons, pixel tags, and similar tracking technologies (see Section 6).

2. How We Use the Information We Collect

We may use your information to:

  • Process and submit your loan request to lenders, lead buyers, affiliates, and aggregators.
  • Connect you with third-party service providers and loan providers.
  • Communicate with you regarding your loan inquiry, provide updates, or respond to your questions.
  • Improve our Website, services, marketing efforts, and customer experience.
  • Comply with applicable laws, regulations, legal processes, or enforceable governmental requests.
  • Detect, investigate, and prevent fraudulent transactions and other illegal activities.
  • Enforce our Terms of Use and protect the security and integrity of our Website and business.

3. Sharing and Selling of Personal Information

We may share and/or sell your personal information with third parties, including but not limited to:

  • Lenders, lead buyers, and affiliates participating in our loan networks to process your loan requests.
  • Third-party marketing partners for direct marketing purposes unless you opt-out (see Section 9).
  • Service providers and contractors who perform services on our behalf, including hosting, analytics, and marketing.
  • Government agencies, law enforcement, or other parties as required by law or to protect our legal rights.

By submitting your information, you authorize us to share and sell your data as necessary to facilitate our services and comply with legal obligations.

4. Third-Party Links and Services

Our Website may contain links to third-party websites and services. We are not responsible for the privacy practices, content, or security of those third parties. You are encouraged to review their privacy policies before providing them with any information.

5. Third-Party Lender Data Practices

When you submit a loan inquiry through our platform, your information may be shared with third-party lenders, loan aggregators, or financial service providers. Digital Consulting Group LLC does not control how these third parties collect, use, or store your data. We strongly recommend that you review the privacy policies of any third-party lender before submitting your personal information. If you have concerns about how a lender is handling your data, you must contact them directly to exercise your data rights.

6. Data Security

We take reasonable administrative, technical, and physical security measures to protect your personal information from unauthorized access, use, or disclosure.
However, no system or method of transmission over the Internet is 100% secure, and we cannot guarantee the absolute security of your data. You use our Website and services at your own risk.

7. Cookies and Tracking Technologies

We and our partners use cookies, web beacons, pixels, and similar technologies to:

  • Track user activity and usage patterns.
  • Deliver personalized content and advertisements.
  • Analyze traffic and user behavior.

You may adjust your browser settings to refuse cookies; however, doing so may affect the functionality of the Website.

8. Do Not Track Signals

Our Website does not respond to “Do Not Track” (DNT) signals or similar mechanisms transmitted by web browsers.

9. Children’s Privacy

Our Website and services are not intended for individuals under the age of 13.
We do not knowingly collect information from children under 13. If we learn that we have collected personal data from a child without parental consent, we will delete such information as required by law.

10. Your Choices and Opt-Out Rights

  • Right to Review and Correct Data: You have the right to access, review, update, and correct any personal information collected by Digital Consulting Group LLC. If you believe any data we hold about you is incorrect or incomplete, you may submit a request to update or delete your information by emailing. All valid requests will be processed within 30 days in accordance with applicable privacy laws.
  • Marketing Communications: You may opt out of receiving marketing emails by following the unsubscribe instructions provided in each communication.
  • Sale of Information: You may submit a request to opt out of the sale of your personal information by contacting us (see Section 12).
  • Cookies: You may disable cookies via your browser settings, but this may limit the functionality of our Website.
  • Data Deletion Requests: You may request deletion of your personal information subject to applicable laws.

11. Notice to California Residents (CCPA Compliance)

Pursuant to the California Consumer Privacy Act (CCPA), if you are a California resident, you have the right to:

  • Request disclosure of the categories and specific pieces of personal information we have collected about you.
  • Request the deletion of your personal information, subject to legal exceptions.
  • Opt out of the sale of your personal information.

12. Nevada Privacy Rights

If you are a Nevada resident, you may submit a request directing us not to sell your covered information to third parties.

13. Data Retention Policy

We retain personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, including compliance with legal, regulatory, and contractual obligations. Personal data may be retained for up to five (5) years after the last interaction, unless a longer retention period is required by law. Upon expiration of this period, data will be securely deleted or anonymized. Users may request early deletion of their data by contacting us.

14. Contacting Us

If you have questions, concerns, or requests regarding this Privacy Policy or your personal information, you may contact us at:

MintedLoan.com
1312 17th Street, Unit 1582
Denver, Colorado 80202
Phone: 720-388-1896
Email: [email protected]

15. Policy Updates

We reserve the right to modify or update this Privacy Policy at any time without prior notice. Updates will be effective when posted on this page. We encourage you to review this policy periodically. Your continued use of our Website constitutes acceptance of any changes.

16. Limitation of Liability

To the fullest extent permitted by law, we are not liable for any indirect, incidental, consequential, or punitive damages arising out of or relating to this Privacy Policy or your use of the Website. Your sole and exclusive remedy for dissatisfaction with this Privacy Policy or our practices is to stop using our Website and services.

17. Governing Law and Jurisdiction

This Privacy Policy and any disputes related to it, our services, or your use of our Website shall be governed by and construed in accordance with the laws of the United States of America and, to the extent applicable, the laws of the State of Colorado, without regard to its conflict of law principles.

By accessing or using our Website and services, you agree that any legal action or proceeding arising out of or relating to this Privacy Policy shall be brought exclusively to the appropriate federal or state court located in Denver, Colorado, USA.

However, we reserve the right to bring legal proceedings in any jurisdiction where we believe a violation of this Privacy Policy is taking place or originating or where you are located if necessary to enforce our rights.

If you are accessing this Website from outside the United States, you are responsible for compliance with local laws applicable to your jurisdiction.

18. Acknowledgment

By using our Website, you acknowledge that you have read, understood, and agreed to this Privacy Policy.